Let's Crypto! 🚀 07/2025
Crypto news, Beyond the buzz — how to spot real value in crypto, Stop chasing hype. Start building confidence.
💌 Hey there, welcome back!
It’s Kelly here 👋 I hope your week’s been full of little wins. Over here at Life with Crypto, I've been spending a lot of time digging into Ripple's latest moves, watching Bitcoin flirt with new highs (again!), and putting the finishing touches on this month’s MasterMind content on fundamental analysis.
Whether you’re a seasoned investor or still warming up to your first crypto wallet, I’m so glad you’re here. This space is all about learning, growing, and building wealth—together.
Here’s what you’ll find in this issue:
📰 Crypto news that matters — Bitcoin’s latest milestone, Ripple’s bold power plays, and what U.S. regulators are cooking up next
🧠 This month’s Education spotlight — A practical guide to doing real crypto research (without getting swept up in hype)
🚀 Your path to confidence — How the Let’s Crypto! MasterMind can help you stop second-guessing and start building wealth with clarity
Have a question? Curious about a project you’re eyeing? Just hit reply and say hey—I’d love to hear what’s on your mind. Or, if you're ready to learn with others, come join our supportive community inside the Let’s Crypto! MasterMind.
You’re not in this alone 💛
📰 This week in crypto — the momentum, the moves, the moment
The cryptocurrency space has been buzzing this week with price spikes, power plays, and significant shifts in the big picture. If you’ve been feeling like “something’s happening,” you’re not wrong. Let’s break down three stories that could shape how you invest next.
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📈 bitcoin hits a new all-time high (and the market takes notice)
Bitcoin just crossed $111,988 — its highest price ever. 🥳 That’s up over 18% year to date, and the rally isn’t just retail FOMO this time around.
Institutional interest is growing fast. Think: major ETFs, treasury strategies from big-name companies, and even signs of political support in Washington. All of this adds up to serious long-term momentum — not just headlines.
So, what does this mean for altcoins? In crypto history, when Bitcoin breaks out like this, it often opens the door for the rest of the market to follow. It’s like Bitcoin is the lead car in a race: when it speeds up, everyone else gets the green light too.
If you’ve been waiting on the sidelines, it’s a good moment to revisit your strategy. The trend is telling a story — and it’s worth listening to.
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⚖️ Regulation takes center stage in Washington
U.S. lawmakers are gearing up for major digital asset hearings focused on crypto taxation, ETFs, and how decentralized finance (DeFi) fits into the broader context. There's real bipartisan momentum right now — and that’s rare air in D.C.
Why should you care? Because clear, thoughtful regulation could finally give investors the confidence they’ve been waiting for. That means lower risk, more institutional adoption, and possibly more favorable conditions for long-term holders like you and me.
Additionally, with moves like the GENIUS Act passing the Senate and even discussions about a strategic Bitcoin reserve under President Trump, we may be entering a new phase of mainstream crypto integration.
Are we finally getting the rulebook we’ve been asking for? 👀
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🌊 Ripple makes waves (again)
Ripple is having a moment. This month alone:
CEO Brad Garlinghouse testified before the U.S. Senate, spotlighting XRP’s real-world use cases
Ripple applies for U.S. National Bank Charter, leveling up its institutional game
They also partnered with BNY Mellon to custody their stablecoin RLUSD, which just passed $500 million in circulation
And there’s more: the SEC held a private meeting last week on July 3rd, and rumors are swirling about a possible resolution in the long-running Ripple lawsuit. Reports indicate that Ripple has been actively working to settle its case with the SEC. If that happens, we could see XRP ETFs on the horizon. 📈
So why does this matter? Ripple’s moves could mark a turning point for how crypto companies bridge the gap between blockchain and traditional finance. Think of it as one firm trying to build the on-ramp for the next wave of serious, stablecoin adoption.
It’s not a done deal yet — but it’s a story worth following closely.
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📚 Educational Insights 📚
Join us for next week’s Money Monday Live webinar, where I’ll continue talking about crypto fundamental analysis.
🧠 How to know if a crypto project is legit (without falling for the hype)
Let’s face it—crypto can feel like a high-stakes version of Shark Tank. Everyone’s pitching the next big thing, complete with flashy websites, futuristic buzzwords, and promises of 10x returns.
But here’s the truth: Not every project deserves your attention—or your money. That’s where fundamental analysis comes in. And no, you don’t need a finance degree to do it well.
In our MasterMind community, I teach a simple framework for fundamental analysis, which I call …
7 Steps to Finding GEMS …
—a tool to help you cut through the noise and evaluate a project like a pro.
Let’s unpack a few of the most overlooked—but absolutely essential—steps:
👥 Step 1: The team behind the project
Would you invest in a startup where the founders won’t even share their names? Me neither.
A strong team should be visible, experienced, and actually involved in the space. If their social profiles are ghost towns or they’re hiding behind cartoon avatars, 🚩. Look for teams who communicate clearly and often, and bonus points if they’re transparent about setbacks.
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Step 2: Real-world use case (Learn more at the Let's Crypto! MasterMind)
Step 3: Technology and innovation (Learn more at the Let's Crypto! MasterMind)
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🧩 Step 4: Token utility (aka—is this coin even useful?)
Just because a crypto project has a token… doesn’t mean it needs one. Ask yourself:
What does this token actually do?
Is it required to access the network, pay for services, or incentivize behavior?
If the answer is fuzzy or forced, that might be a red flag. A good project builds the token into its core experience, not just as a fundraising tool.
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Step 5: Community and momentum (Learn more at the Let's Crypto! MasterMind)
Step 6: Roadmap and development progress (Learn more at the Let's Crypto! MasterMind)
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🚀 Step 7: Narrative fit
Here’s one most people skip: Does this project fit your investment strategy?
For example, I personally focus on just two main narratives—things I understand and enjoy learning about. That way, I stay engaged and don’t fall into the trap of chasing hype. If a project doesn’t align with your portfolio goals, it’s okay to pass—no matter how much Twitter loves it.
Want to go deeper and learn all 7 steps?
I’ve created a Finding GEMS scorecard that helps you evaluate any crypto project side by side. Perfect for keeping your brain sharp and your portfolio intentional. Just join the MasterMind Plus plan and...
👉 Download the Finding GEMS Scorecard
Or pick one project this week and run it through these three steps. You might be surprised by what you find.
And if you ever want a second opinion, hit reply. I love a good crypto convo.
Remember: hype fades, but fundamentals last. Let’s build your skills so you can trust your gut—and your research.
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🎓 Dive Into Crypto Mastery 🎓
Let’s be real, crypto can feel like a rollercoaster. One minute, everyone's shouting “Buy now!” and the next, you're wondering if you’ve just bought vaporware with a flashy website. 😬
🚀 Stop chasing hype. Start building confidence.
If you’ve ever felt stuck between FOMO and “WTF did I just invest in?”—you’re not alone.
That’s exactly why I created the Let’s Crypto! MasterMind.
It’s not a trading group. It’s not a pump-and-dump circus. It’s your space to learn, build, and grow—at your own pace, with real support.
✨ Smarter strategies without the noise
Inside the MasterMind, we go beyond the headlines and hype. You’ll learn how to:
Evaluate projects like a pro
Build a portfolio that matches your goals
Manage risk with confidence—not guesswork
Whether you’re in the Free Starter plan or ready to level up with the MasterMind Plus plan, you’ll get:
Monthly live sessions + replays
Guided tools like our Finding GEMS Scorecard
A supportive network of crypto-curious professionals just like you
💡 Your next move
If you’re ready to stop dabbling and start investing with clarity, I’d love for you to join us.
👉 Click here to explore plans and join
You don’t need to know everything before you start. You just need a place that helps you learn as you grow.
And that’s what we’re building—together.
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📬 Thanks for stopping by — now it’s your turn
Thanks for spending a few minutes with me today. I know your time’s valuable, and I’m always honored when you choose to spend it here.
Whether you’re a long-time crypto explorer or just starting to dip your toes in 🏖️, I hope today’s edition gave you something to think about—a fresh insight, a new question, or even just a nudge of confidence.
Got a crypto question you’ve been chewing on?
Curious about a project?
Or maybe you just want to say hi? ☕️
Hit reply anytime. I personally read every message, and I'm always up for a good back-and-forth.
Until next time—keep asking smart questions, stay curious, and trust yourself more than the headlines. 😊
Talk soon,
Kelly Sunshawl 😊
